If you’re wondering how in the world you’re supposed to choose which Medicare drug plan you need and works best for you, you’re not alone! The good news is, we’re here to help. We help you assess your needs and health priorities by determining some of the following:
Do you take any specific medications?
We can take a look at the different options that include your necessary prescription on their formulary (list of prescription drugs covered by a specific plan) and compare the costs.
Are you looking for lower prescription drug costs for your medications?
We help you choose coverage based on the various prescription plans offering coverage in the coverage gap and then determine which of those plans cover your exact medications in the gap.
Do you want your drug expenses to be more balanced throughout the year?
You’re not alone on that one! We will take a look at the different plans with your that offer a low or no deductible, or with additional coverage in the coverage gap.
Do you need a plan for your many generic prescriptions?
Again, you’re not alone on that either! We sit with you and help you determine which Medicare drug plan with “tiers” that charge nothing or very low copayments for generic prescriptions.
Are your drug costs low right now, but would like good prescription coverage for peace of mind and to avoid future penalties?
We are able to show you various options of medicare prescription plans with a low monthly premium for drug coverage. If you need prescription medications in the future, all plans would cover most drugs used by those on Medicare.
Do you like extra benefits and lower costs available by getting your health care and prescription drug coverage from one plan and are willing to pick a drug plan with restrictions on what doctors, hospitals, and other health care providers to use?
We can help you look at some Medicare Advantage Plans (part C) with prescription drug coverage.
Questions about your Medicare Prescription Drug Coverage or about Medicare in general? Give us a call! Our agents are willing and ready to help!
For more information or to speak directly with a Medicare Specialist, please email Michelle Tunis at email@example.com or call (561) 665-7752.