The Parts of Medicare

Learn More About Medicare Parts A & B

Original Medicare (Parts A and B)

Parts of Medicare, Part A:

1 – Covers hospital stays.
2 – Inpatient Hospital Care.
3 – Skilled Nursing Facility Care – Medicare covers your room, board, and certain services provided in a skilled nursing facility.
4 – Hospice Care – Hospice care is covered for as long as your provider certifies it is necessary.

Parts of Medicare, Part B:

1 – Covers doctor and outpatient visits.

Most of the time, Part A has NO cost. Certain taxes you paid during your working years are specifically for Medicare coverage.

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Good to Know

As long as you worked for at least 10 years in your lifetime in the United States, most of the time you won’t pay a dime. If you have not, you can still purchase Part A if you have been a legal resident or have had a green card for at least five years.

Part B

1 – Covers all of the medical stuff filling in the gap on services between hospital room and board and prescriptions.
2 – Has a calendar year deductible of $203 ONE TIME for the calendar year. This is the amount you will pay 100% before Part B starts picking up anything. After the deductible is met, Part B turns into 80/20 coverage with NO CAP.

The standard Part B premium in 2021 is $148.50 monthly. If your modified Adjusted Gross Income is above a certain amount, you may pay an Income Related Monthly Adjustment Amount (IRMAA). Medicare uses the MAGI reported on your IRS tax return from 2 years ago.

Worried about the cost of the 20% coverage? Don’t be! It’s our pleasure to make sure we find you that specific plan that covers the remaining 20% at little to zero cost to you!

What Are The Benefits To Original Medicare?

It may seem strange to automatically get enrolled in a healthcare plan without asking for it, but it can be a positive in many ways. By working with Florida Medicare Expert, we will make sure you don’t have to miss your window to gain access. We will review your current health insurance and revise the coverage to be more in sync with your current specific healthcare needs.

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I'm turning 65 early next year and I needed to get a start on Medicare. I saw an ad and reached out to Michelle and she was the sweetest. She helped me right away, and now I don't have to worry about it and can start to enjoy my retirement. Great company!
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Worked with Evan on an individual insurance plan for myself a couple years ago, and now my mom needs to get onto Medicare. I called Evan and he helped set my mom up with a Medicare plan with prescription coverage. It was fast, easy, and I feel at ease knowing my mom is taken care of health wise.
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Before turning 65 everybody in the world is trying to call you and offer you 1000 plans. I stopped answering my phone. Lucky my girlfriend told me about Michelle. She is so passionate and warm it was like talking to a friend. We ended up with the best policy I have ever had in my life.
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